Structured Settlement - Your Options For Cash

You have several options while receiving payments for structured settlements. You can keep all rights of annuity payments and collect small amount of installments over a time periodically or you can also opt for one time lump sum payment. Depending on your situation you can use which ever options you like.

Sometime situation presses to get full amount of cash while sometimes small installments may look more attractive. You can work out a structured settlement transfer to advance annuity payments. This option is often considered to be the best from the perspective of the receiver when you need large lump sum cash to get back to his feet and survive.

You can also opt for loan from some financial institution against your settlement. Some companies even offer loan from even before your lawsuit begin trials. They analyze your case and if they feel you have a strong case they easily agree for cash loans advance. But you need to be careful before taking such loan as the interest rates charged on such loans is usually very high.

You can even sell your settlement after few years to a third party for some lump sum cash. You can sell part of your settlement or you can also sell your settlement completely. You can also sell your settlement in full or in partial payment transfer in exchange for two or more large payouts from the buyer. While selling you need to be careful about the discount rates as most of the companies charge very high discount rates for purchasing settlements.